“Amber, you can’t.”
“I already have an agent. That Barbara lady? The one from Root River Real Estate or whatever? She says it’s worth five hundred thousand dollars!”
I shook my head. “But…it’s going well as a rental, it’s making money.”
“I’m tired of owning it. It’s too stressful. I have to deal with the taxes—”
“I’ll do it. Let me do the taxes—”
“Nah. It’s just too much work. I don’t have time.”
Bullshit. She didn’t lift a finger, I did everything. She wanted the money.
I went outside and started to pace.
“Why don’t you just buy it?” she asked.
“Amber, I don’t have the money for a down payment on a house like this. It’s going to be tens of thousands of dollars.” My mind was racing. “The house has been in this family a hundred and twenty-five years,” I said. “You can’t do this. Grandpa would—”
“Grandpa would what, Daniel? Roll over in his grave?” I could tell she was rolling her eyes. “It’s being used by strangers. Don’t be so dramatic. It’s not like you live there or something.”
“I do live there!”
“You live in the garage. Why don’t you ask whoever buys it if you can just stay there? Like, rent it or something. And anyway, Barbara says it’ll probably just get bought by an investment company who wants to keep it as a B & B. So maybe they’ll keep you. You could have the same job and everything.”
“And if they don’t? If a family buys it to live in? You’d let that happen to the house? I’ll lose my job, apartment, my workshop—”
I stopped at the side of the house and peered up at it. The twisting vines and oak trees on the stained-glass window shone emerald under the hand-wrought eaves that my great-great-great-grandpa carved with his bare hands. My great-great-grandpa had been born in the bedroom with the four-poster bed. My grandpa proposed to my grandma in the living room in front of the fireplace with the green tile mosaic.
I knew every nook and cranny of this house. She couldn’t sell it. I couldn’t let her. This was my home. My entire childhood. Generations of Grants had been born here, raised here, died here.
“Look,” I said. “Give me a few months to get a down payment together. Please. So I have a fighting chance at a loan.”
I had no idea where I’d get the money. I got a percentage of every rental in exchange for managing the property, and I sold my furniture when I completed a piece. But it was a hobby, not a stable source of income, and the house wouldn’t rent again until at least May. I lived modestly. I had a couple thousand saved up, but not nearly enough to put down what I was sure the bank would ask for.
She sighed. “I don’t know—”
“I’ll open it up for the off-season,” I said before even thinking about it. “You’ll get all that added income. Plus, there’s work it needs,” I added quickly. “There’s water damage in the Jack and Jill room, the roof needs to be replaced. If that stuff doesn’t get repaired, it’ll just lower the value, and it’s going to take me a few months to fix anyway.”
She was quiet for a moment.
“Amber. I have never asked you for anything. Please. Give me this.”
There was a long pause. “All right. Fine. Six months. But that’s it. I need the cash. I’m opening up a bike shop with Enrique.”
And there it was.
I squeezed my eyes shut. I had no idea who that was. Probably some guy she just started hooking up with who was going to take her money and run. I couldn’t even care at this point. Nothing I could do about it either way. She always did what she wanted, and this would be no different.
I nodded, even though she couldn’t see me. “Okay. Thank you.”
I hung up with her, only half believing she’d even keep the promise.
Six months. I had six months to raise fifty thousand dollars.
After the phone call with Amber this morning, I’d been to the bank. The good news was the B & B had five years of stable earnings that would more than cover the amount of the mortgage if I were to take it on, and my five years as a property manager and my good credit could definitely secure me a loan. The bad news was I had to have fifty thousand dollars as a down payment.
It might as well have been a million. It didn’t seem possible.
I stood in my workshop, inventorying. Projects were stacked up floor-to-ceiling along the walls. Grandpa’s work from before he died. He was notorious for starting something and losing interest. Sanded rocking chairs that needed to be stained, dining room tables with missing legs, dressers without knobs, bed frames that just needed to be assembled.